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Umbrella Insurance Why You Need Umbrella Insurance
No
one expects a disaster to strike his or her business. But every small
business is vulnerable to a major catastrophe or a huge lawsuit. Think
about some of the devastating losses you've heard about recently, or
the large settlements that are awarded in courts. Some of these losses
could exceed your primary insurance coverage unless you protect your
business with umbrella insurance.
What Umbrella Insurance Is
As
its name implies, umbrella insurance extends your coverage beyond the
limits of your basic business insurance. Umbrella insurance is
important because it covers unexpected events. It's generally not
expensive and in certain instances, it could literally save your
business.
How Umbrella Insurance Works
Umbrella
insurance policies provide additional liability insurance coverage
after the limits of your underlying policy are reached.
For
Example,
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be a comprehensive study, nor provide legal advice, and should not be
treated as a substitute for specific advice concerning individual
situations. Arch1design is
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