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Business start up help New York

Business start up help New York

ACCION New York  

115 East 23rd Street
New York, New York 10010
Phone: 212-387- 0494

www.accionnewyork.org

Description    ACCION  New York provides micro-loans and business advisory services to individuals and small businesses that do not have access to traditional sources of credit.

Area Served   NYC, Long Island, Westchester, New Jersey

Loans $500-$50,000
Interest rates: 11%-18 %; Application fee: $25

Focus/Key requirements Micro-loans for equipment, merchandise, working capital and business expansion

Other services Technical assistance, Legal advice
 

Audubon Partnership for Economic Development 

513 West 207 Street
New York, NY 10034
Phone: 212–544-2400

www.audubonpartnership.org/audubon2.html

Description The Audubon Partnership for Economic Development, LDC is a not-for-profit local development corporation serving the Washington Heights and Inwood areas of New York City.

Area Served Washington Heights and Inwood

Loans Up to $25,000
 Interest rates: 10%; Application fee: $50

Focus/Key requirements Business owners in areas of Washington Heights and Inwood

Other services Technical assistance
 

Bethex Federal Credit Union

20 E 179th Street, Lower Level
Bronx, NY 10453
718–299–9100 Ext. 12

www.bethexfcu.org/about.htm

Description Bethex Federal Credit Union offers a wide range of financial services tailored to the needs of its membership.

Area Served New York state

Loans Up to $200,000
 Interest rate: 11.75%; Application fee: $125, partially refundable.

Focus/Key requirements Co-signers required, references, bills, employment history

Other services Individual savings, checking accounts

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BOC Capital Corp. – Business Outreach Center Network

85 South Oxford Street
Brooklyn, NY 11217
718-625-1296

www.bocnet.org/boccapitalcorp

Description BOC Capital Corp. is an affiliate of the Business Outreach Center Network, and is a not-for-profit Community Development Financial Institution (CDFI). It is dedicated to providing micro-enterprise financing, with a special focus on small-business, women, and minority and immigrant entrepreneurs.

Area Served New York City

Loans $500-$25,000
 Interest rates: 8%-10%; Application fees: $25-100

Focus/Key requirements Women, minority and immigrant entrepreneurs

Other services Technical assistance, Multiple language capacity
 

Business Resource Investment Service Center

290 Lenox Avenue, 2nd Floor
New York, NY 10027
212-876-2246

www.brisc.umez.org

Description The Business Resource & Investment Center (BRISC) was established by the Upper Manhattan Empowerment Zone and The U.S. Small Business Administration to provide technical assistance and financing to small business owners and entrepreneurs located in Upper Manhattan

Area Served Harlem, Washington Heights and Inwood

Loans $25,000-$200,000
 Interest rate: prime; Application fee: $125; Closing fee: $250-500

Focus/Key requirements Small business owners interested in expanding or relocating, residents who want to start new businesses.

Other services Technical assistance, Credit counseling, Business plan

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Bushwick Cooperative Federal Credit Union Bank

1475 Myrtle Avenue
Brooklyn, NY 11237
718-418-8232

www.rbscc.org/default.asp?menu1_Id=8

Description Newly formed community development credit union that is organized to address the shortcomings of current financial services in the neighborhood.

Area Served Bushwick, Brooklyn or family in Bushwick

Loans $10,000 to $50,000
 Interest rate: 14%; Application fee: $20-$25

Focus/Key requirements Payment history, history of employment, personal references

Other services Personal loans, Checking/savings account

 

CAMBA Economic Development Corporation

Church Avenue 2nd Fl
Brooklyn, NY 11226
718-287-2600

www.camba.org/index.html

Description CAMBA is one of Brooklyn’s largest community-based social service organizations and provides a continuum of employment, education, health-related, housing, legal, social, business development and youth services to approximately 28,000 individuals each year

Area Served Brooklyn

Loans $500-$15,000
 Interest rate: prime + 4%; Application fee: $25

Focus/Key requirements Low-income entrepreneurs and others with limited access to credit and businesses located in central Brooklyn

Other services Free legal services, Technical assistance
 

Count Me In

240 Central Park South, Suite 7H
New York, NY 10019
212-245-1245

www.count-me-in.org

Description Count Me In champions the cause for women's economic independence by providing access to business loans, consultation and education

Area Served National

Loans $500-$10,000
 Interest rates: 8%-15%, tied to credit; Application fee: none

Focus/Key requirements Loans can be used for working capital, purchase of inventory

Other services Technical assistance

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East Harlem Business Capital Corporation

2261-63 First Avenue, 3rd Floor
Entrance at 357 East 116th Street
New York, NY 10035
212-427-6590

www.ehbcc.org

Description East Harlem Business Capital Corporation is a non-profit community development and financial organization promoting economic development and job creation in East Harlem by providing small business owners and entrepreneurs access to capital and quality business technical and consulting services

Area Served Zip codes: 10029, 10035, some 10007, coterminous with CB11

Loans $2,500 to $12,000
 Interest rates: prime + 2%-3%; Application fee: $100.

Focus/Key requirements For working capital, inventory or equipment, the purchase or improvement of real property; land and building acquisition, construction and renovation, leasehold improvements, signage, machinery and equipment

Other services Technical assistance, NYS Empire Zones program, Business training. 
 

National Development Council - Grow America Fund

    51 E. 42nd Street, Suite 300
New York, NY 10017
212-682-1106

www.nationaldevelopmentcouncil.org

Description The Grow America Fund provides SBA-guaranteed credit to small businesses in partnership with client communities, rural areas, and of minority- or women-owned businesses

Area Served National

Loans • $5,000-$500,000
• Interest rate: prime + 2.75%; Application fee: none

Focus/Key requirements Viable businesses with and growth potential that do not meet conventional lender’s profile

Other services Technical assistance
 

Lower East Side People’s Federal Credit Union

    37 Avenue B
New York, NY 10009-7441
212-529-8197

www.lespfcu.org

Description The Lower East Side People's Federal Credit Union (LESPFCU) is a community development credit union serving primarily low- and moderate-income people on New York City's Lower East Side

Area Served Lower East Side (live, work, worship or volunteer)

Loans • $10,000 - $150,000
• Interest rate: prime + 1%-6%, unsecured 9.5%-13.5%; Application fee: $25-$50 • Focus/Key requirements Character, length of time living/working in neighborhood, and references

Other services Individual Development Accounts (IDA), Business accounts, Non-profit accounts 

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Greater Jamaica Local Development Corporation, Inc.

90-04 161st Street
Jamaica, Queens, New York 11432
718-291-0282

www.gjdc.org

Description Greater Jamaica Development Corporation is in the community building business. Its purpose is to transform downtown Jamaica into a regional sub-center for the New York Metropolitan
area

Area Served Southeast Queens

Loans $10,000-$300,000
 Interest rate: below market, pegged to prime; Application fee: $100;Commitment fee: 1%

Focus/Key requirements New and existing businesses located in SW Queens 

Other services

                  S Empire Zone, BID, Workforce development

 

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The biggest mistakes people make in starting a business
What do I need to think about before I start my own business?
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Business start up help New York

 

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  Finance

The Food Business

Business start up help New York

If you are thinking of entering the food business, it may be worth considering the following market trends that could affect  future growth and the outcome of your business.....

Popular Healthy Food and Recipes ....dangerous foods etc....

Environmental Impact
The principal emission sources are methane from the stomachs of cows and nitrous oxide from land to which fertilizer has been applied.

There is a lack of effective technical solutions to reduce these emissions. On the other hand, changed food habits can have a great impact.

If beef is replaced by chicken, emissions decrease by 90 per cent, and if beef is replaced by beans the reduction is 99 per cent. (see full report)
Earth Markets:
Farmers’ markets that have been established according to guidelines that follow the Slow Food philosophy.



Eco Design for Business

eco design - businesss start up help Vermont

Accept the Environmental Challenge!

There is a great opportunity for businesses to create a new and positive agenda, where the focus is on all the good that companies can do for the environment, society and economic growth.

ECO DESIGN

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